Here's how it works:

Simply complete a Bid Request Form and tell us the rate you want to pay and the terms you desire. We've broken the request process down into easy-to-follow steps, with online calculators and other tools to ensure that you have all the help you'll need right at your fingertips. The entire process is totally confidential and secure.

We'll send your Bid Request to over 100 lenders who will bid for your business.  You will receive a bid notification within 24 hours, and under normal circumstances, within 6 hours. If we are unable to find a lender to agree to your exact terms, lenders have two business days to respond with competitive offers for your re-consideration.

Unlike other online MORTGAGE bidding sites, the US Mortgage Shop utilizes hundreds of lenders in a true bidding arena, not like some companies which promote their system as "competition".WE NEVER COLLECT A FEE FROM THE CONSUMER. Bottom-line--we deliver the lowest rates possible.

If you have any questions about how the US Mortgage Shop works, please feel free to call us toll free at 1-866-407-SAVE, or Click Here to send us an e-mail. We will contact you with 24 hours.